Answer: The legal guardians are responsible for a 17 year old unemancipated minor, unless the bills are the result of injury caused by another, in which case the courts may deem that this person(s) are responsible for medical bills.
Answer: NO. When you die, your debts die with you, unless you have money in a bank account, or other funds that are in your name. A claim may be made by a debtor ( some one who you owe money to ) thru the courts.Your family is not legally responsible for your debts, UNLESS they signed to do so.
Answer: Unfortunately, yes. If you were married when these bills occurred then yes you are responsible. It is like property of a married couple- anything that is acquired during a marriage belongs to both of you. So if these bills were acquired during your marriage then yes you are responsible. If your wife were still alive you would be held liable if you were still married. So just because she is deceased does not change this, Sorry.
Answer: The conventional credit score is only affected by your borrowing activities - i.e loans, credit cards etc. Bills such as hospital bills will have no effect unless you declare bankruptcy.
There are other types of "creditworthiness" scores that are becoming commonly used. These do take into effect other factors and are generally not released to the public. So delinquency is paying bills can affect your ability to get credit even though the usual "credit score" will remain unchanged.
If you are a sponsored immigrant is your sponsor responsible for your hospital bills?
In the US a surviving spouse is responsible if the married couple resided in a community property state or the spouse accepted the responsibilty by signing a written agreement.
If such is not the case and the deceased had no unexempt assets that can be used to pay medical expenses the debt becomes null and void.
Surviving children or other relatives are not responsible for the debt unless they signed a written agreement accepting responsibility.
Answer: If the deceased had unsecured debts in their name only, and the married couple did not reside in a community property state, only he/she is liable for the debt(s). If it is a secured debt in his/her name only the property may be subject to repossession, lien placement, sale, and so on. What action a creditor can take against the estate of a deceased person is governed by the laws of the state of residency.
Answer: This scenario is very complex and minimal details are given regarding the facts of the matter; however, consider the following "short" answer: If the owner of the car has an automobile policy with physical damage coverage, the insured can claim damages on their automobile policy (comprehensive) coverage from one of two perils. Either 1. flying/falling objects or 2. since the object was a person - vandalism. The insurance company would then try to subrogate their loss. I would assume the Insurance company will try to identify, if the hospital has any liability in the matter (faulty windows, staff failing to restrain the mentally ill, etc.) or if the deceased had an active liability policy or estate. Another thing to consider, the amount of loss will determine how much effort the insurance company will spend to subrogate the loss from another party. Ultimately, there will need to be investigation in order to determine liability.
Answer: I do not think so. She is living with you so you can look after her but that does not mean complete financial burden. If you have control of most of her finances then yes I would say you are to pay for her bills.